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Online Filing cabinet [ Down with rummaging ]

    • Let your trusted people know what you have
    • Convenient, secure and manageable
    • Upgrade to customise and upload documents

  • It’s a digital filing cabinet which helps you to organize everything;
    • From your legal paperwork to where important documents are stored
    • Everyday financial stuff, such as where you bank, who you hold your insurance policies with and your mortgage company
    • Keeping a note of your digital information, such as where you store your photos, accessing your e-books and music library
  • Adds reminders to your files so that you never forget a renewal date again.
  • Allows your most trusted people to access this information whenever it is needed.

Go Premium – customize your filing cabinet

It’s convenient – Access it when you want, add new information whenever you need and update it as and when.

It’s secure – The safety of your information is extremely important to us. We use the latest technology to ensure that everything is protected.

It’s manageable – All in one place, minimal effort, and simple layout.

Make it your own – customize your cabinet.

Keep it all together - Upload and store your documents and information with a single click

With so much of our everyday lives now being paperless, and paper trails no longer existing in the way they used to, it is difficult for people to identify every account that someone has. It is especially problematic when you also include our online accounts. In fact, in a YouGov survey in 2015, it found that over 50% of people wouldn’t be able to access the account of someone who has died. Documenting this information not only means that you have a record of it, but also that your most trusted people can access it at a time when it is needed.

It's free to use the Basic version. But if you want to upload your files and customise your cabinet, then why not subscribe to Premium for £x per month. Unlocks all premium Cloud Vault features including Personal Messages and Your Online Assets.

Say everything

Personal Messages [ Because stories matter ]

    • Leave personalised messages for loved ones
    • Safely stored, sent when you choose
    • Video, text and pictures

Easy to use.

Personal Messages allows you to create personalized messages for your loved ones.

Safely stored, sent when the time comes

These notes are securely stored; ready to be accessed and distributed, by Trusted People chosen by you, when the time is right.

Say it how you want to

Video, text & pictures are all supported.

Share your life story with your loved ones and secure your legacy forever. Say it all so you aren’t leaving your final goodbyes to chance.
Feel sure that nothing is left unsaid when you subscribe for £0.00 per month. Unlocks all premium Cloud Vault features including Your Online Assets and customisable Filing Cabinet.
Funeral Wishes

Plan a funeral [ It’s your funeral ]

    • Plan every aspect of your funeral
    • Remove the burden rom loved ones
    • Edit as many times as you want

Many people don’t like to think about it, however, it is important to share any wishes you may have regarding your funeral arrangements. This is a way for you to let your most trusted people know what you would like, as well as what you wouldn’t like, at your funeral. Funeral Wishes allow you to state things like your religious or spiritual beliefs, whether you wish to be buried or cremated, your preference as to how you would like to be dressed, if you would like flowers and your choice of coffin, amongst other things

It is also possible to pre-pay for your funeral as well as pre-plan. This can be done alongside writing your funeral wishes.

Although hard to think about, it is important to imagine the types of decisions your loved ones will have to make regarding your funeral. They will be asked about caring for your body, whether to have you buried or cremated, your wake or memorial, what funeral procession route to take, what music to have and a multitude of other decisions. And, who would make the decisions? These questions will be made more difficult as they will need to be made at a very emotional time. Not only that, but would your loved ones know exactly what you want? Most people won’t have had, what could be classed as morbid conversations, and as such leaves their loved ones guessing what they do and don’t want at their funeral. By setting out your wishes now you will help your family and friends when the time comes

You can reduce the burden further by arranging a pre-paid funeral. A pre-paid funeral usually covers the cost of the funeral itself as well as getting help and advice from a local funeral director. The fees, also known as disbursements, may well include things as minister’s fees, doctors’ fees, crematorium fees, a simple coffin, help registering a death, all of which will be dependent on the type of plan you choose. You can lock in today's prices and avoid the chance of inflation increasing the costs by prepaying for your funeral now.

Why use this tool?

  • Guides you in a logical and manageable way without jargon.
  • Allows you to access your funeral wishes when you want, add new information whenever you need and update it as and when.
  • Produces a Memorandum of Funeral Wishes which is kept in your Important Documents, ensuring your trusted people can access the latest version, and which can be printed and kept alongside your Will.

Write and edit your Funeral Wishes as many times as you like, free of charge.


Your Online Assets [ Your online afterlife ]

    • Let trusted people know what to do with your digital life
    • Keep social media in trusted hands
    • Secure, simple, necessary

In this ever-growing digital age of ours we have a bigger online presence than before and more and more electronic devices; these are your online accounts. You’re probably using many of them on a daily basis!

You have used at least one of them to visit me today, your email address; plus, you would have used either a laptop, desktop computer or smart phone. There are countless examples of online accounts, email accounts, digital music, digital photographs and videos, social network accounts, financial accounts, and online stores. You may also have a desktop computer, laptop, tablet, smart phone, storage devices and any similar digital device to name but a few.

In fact 94% of the population have online accounts which are being used as part of everyday life, with the average person in the UK having 26 different accounts and 10 different passwords.

When surveyed, 75% of people said their children wouldn’t be able to access their online accounts when they died and over 50% of people saying their partner wouldn’t have access.

Furthermore, 20% of bereaved families, found it too difficult to locate and deal with the online accounts and so didn’t bother, which means this digital content could be lost forever*. What if you were to become incapacitated? Or would like someone else to manage your finances? Would your trusted people, loved ones, deputies or attorneys be able to access your online accounts to manage your affairs?

There are potential issues that may arise without proper planning;

  • Will your loved ones know what online accounts you have?
    You may incur costs (subscriptions) if not all online accounts are known. Or maybe you have investments you would like to be passed on? What is the worth of your online accounts?
  • Will your loved ones know what to do with them?
  • Do accounts need to be closed? Social media accounts closed or memorialised, software uninstalled? Images stored?*

* Information is taken from www.pwc.co.uk/cyber-security/insights/digital-lives-we-value-our-digital-assets-at- 25-billion.html.

Why use online accounts?

Online Accounts helps you to list your online accounts in a document called a Memorandum of Wishes. This document can be added to your Will, your Lasting Power of Attorneys and accessed by your trusted people. Not only can you list your online accounts but you can also set out what you would like to happen to them.

For example, would you want to memorialise your Facebook account or allow access to your photos and images.

The document ensures your loved ones have all the information they need to manage your digital assets when needed. A copy of the document is automatically added to your DigiFile, ensuring your trusted people can access the latest version.

Edit your online assets as many times as you like when you subscribe for £0.00 per month. Unlocks all premium Cloud Vault features including Personal Messages and customisable Filing Cabinet.
Trusted People

Trusted People [ Who’s got your back ]

    • Nominate up to 4 trusted people
    • Make sure your account is looked after
    • Choose family, friends and loved ones

You can choose up to 4 trusted people to manage your account if something were to happen to you. You should choose the people you would trust most in life to sort out your financial, property and health affairs if you are unable to do this yourself.

Your trusted people can be family, friends and loved ones, people who you have confidence in to carry out your wishes and act in your best interests when the time comes. We recommend choosing people like your spouse or next of kin, the people you would appoint as executors in your Will and attorneys in your LPA.

Once you have added a trusted person, they will receive an email notification explaining that they have been nominated and why. They will also receive super secure and unique trusted person log in details, so rest assured only the people you choose will be able to access your account if need be. For that extra bit of peace of mind, all nominated trusted people will receive an email notification if a trusted person logs in.

Nominate yourTrusted People free of charge.